Coverage description
An American Association of Insurance Services (AAIS) standard form. It adds coverage for spoilage of perishable stock of others stored at your warehouse when caused by refrigeration breakdown, temperature errors or incorrect use of equipment, subject to per-warehouse and catastrophe limits and a deductible.
How the form has changed
2 changes across 1 revision, newest first. Each edition is compared with the one before it, using wording from filed copies.
12 21 edition
Dec 2021, compared with 01 12Latest editionCoverage now applies to direct physical loss or damage from spoilage, not only loss.
01 12
“direct physical loss resulting from”
12 21
“direct physical loss or damage resulting from”
The Cold Storage Limit now applies per occurrence at each warehouse.
01 12
“pay for loss to "perishable stock" in any one warehouse is:”
12 21
“in any one occurrence under this endorsement in any one warehouse”
Editions
Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.
| Edition | Filings | Companies | States | Filed |
|---|---|---|---|---|
| 12 21Dec 2021Latest | 52 | 23 | 38 | Jan 2022 to Mar 2026 |
| 01 12Jan 2012 | 7 | 16 | 4 | Jan 2022 to Jun 2025 |
1 other edition date appears in one or two filings each, often carrier-specific versions: Ed. 1.0.
What the filings show
- Edition in use: in the past 12 months, 1 company filed the 12 21 edition.
- IM 76 67 (Reporting Schedule - Warehouse Legal Liability) is filed alongside it most often, in 57 of the same filings (95%).
Filed under
Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Mar 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.
Carriers filing this form
The 10 carrier groups with the most filings that include IM 7669, out of 18 in total.
| Carrier | Filings | States | Editions, most filed first | Last filed |
|---|---|---|---|---|
| American Association of Insurance ServicesAdvisory Organization | 38 | 38 | 12 21 | Oct 17, 2024 |
| Nationwide Corporation Group3 group companies filed it, led by Nationwide Agribusiness Insurance Company and Nationwide Mutual Insurance Company | 3 | 2 | 01 1212 21 | Jun 26, 2025 |
| American International Group3 group companies filed it, led by Granite State Insurance Company and Illinois National Insurance Co. | 2 | 2 | 12 21 | Jun 23, 2022 |
| Amtrust Financial Services Group6 group companies filed it, led by CorePointe Insurance Company and Milford Casualty Insurance Company | 2 | 1 | 01 12 | Aug 26, 2022 |
| Fcci Mutual Insurance Group3 group companies filed it, led by FCCI Insurance Company and Monroe Guaranty Insurance Company | 2 | 2 | 12 21 | Dec 21, 2023 |
| ACP Insurance Mgmt LLC GroupAccelerant National Insurance Company | 1 | 1 | 12 21 | Jul 30, 2024 |
| Arbella Insurance GroupArbella Protection Insurance Company, Inc. | 1 | 1 | 01 12 | Dec 23, 2022 |
| Arch Insurance GroupArch Insurance Company | 1 | 1 | 12 21 | Oct 15, 2025 |
| Fairfax Financial GroupZenith Insurance Company | 1 | 1 | 12 21 | Jun 5, 2025 |
| Grange Mutual CAS Group3 group companies filed it, led by Grange Indemnity Insurance Company and Grange Insurance Company | 1 | 1 | 01 12 | Jun 4, 2024 |
How the largest insurers handle IM 7669
Groups among the largest commercial inland marine insurers that filed IM 7669 or their own version in the past five years.
- Liberty Mutual GroupUses IM 7669 in 1 filing
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States
Number of filings that include IM 7669 in each state, Oct 2021 to Mar 2026. Darker states have more filings.
Often filed with
Standard-style form numbers that appear in the same filings most often.
- IM 76 67Reporting Schedule - Warehouse Legal Liability57 filings
- IM 76 72Spoilage Schedule - Warehouse Legal Liability57 filings
- IM 76 75Processing Work Schedule - Warehouse Legal Liability57 filings
- IM 76 77Property Excluded57 filings
- IM 76 50Warehouse Legal Liability Coverage56 filings
- IM 76 62Inventory Shortage Coverage56 filings
- IM 76 66Reporting Conditions Endorsement56 filings
- IM 76 68Leakage of Refrigerant Exclusion56 filings
- IM 76 71Spoilage Coverage56 filings
- IM 76 73Additional Warehouse Schedule - Warehouse Legal Liability56 filings
Recent filings
Latest filings that include this form number. Filed copies open in FilingFocus.
| Submitted | Company | State | Editions | Tracking number |
|---|---|---|---|---|
| Mar 25, 2026 | Point Specialty Insurance Company | CA | 12 21 | SEPX-134881081 |
| Oct 15, 2025 | Arch Insurance Company | NM | 12 21 | AICO-G134705898 |
| Jun 26, 2025 | Nationwide Agribusiness Insurance Companyand 1 more | WY | 01 12 | NWPP-134572009 |
| Jun 5, 2025 | Zenith Insurance Company | CA | 12 21 | ZICO-134520427 |
| Oct 17, 2024 | American Association of Insurance Services | ID | 12 21 | AMAX-134287113 |
| Sep 30, 2024 | American Fire and Casualty Companyand 3 more | IN | 01 12 | LBRC-134262371 |
| Sep 9, 2024 | American Association of Insurance Services | NY | 12 21 | AMAX-134217212 |
| Jul 30, 2024 | Accelerant National Insurance Company | CA | 12 21 | MRTN-133804207 |
| Jul 17, 2024 | American Association of Insurance Services | NH | 12 21 | AMAX-134165319 |
| Jul 17, 2024 | American Association of Insurance Services | UT | 12 21 | AMAX-134169395 |
| Jul 12, 2024 | American Association of Insurance Services | ND | 12 21 | AMAX-134175833 |
| Jul 10, 2024 | American Association of Insurance Services | MS | 12 21 | AMAX-134155839 |
Most filed AAIS IM forms
- IM 7871 Exclusions Cyber Losses
- IM 7000 Contractors' Equipment Coverage
- IM 7020 Replacement Cost Endorsement
- IM 7030 Equipment Schedule - Contractors' Equipment
- IM 7003 Contractors' Equipment Coverage - Small Tools Floater
- IM 7026 Agreed Amount Endorsement
- IM 7013 Equipment Leased or Rented To Others Endorsement
- IM 7014 Rental Reimbursement Endorsement
- IM 7005 Schedule Of Coverages - Contractors' Equipment
- IM 7008 Schedule Of Coverages - Contractors' Equipment - Small Tools Floater
- IM 7018 Percentage Deductible Endorsement
- IM 7022 Property Loaned To Others - Scheduled Contractors
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