FilingFocus Library

Insurance product language, organized for search

Browse public reference pages for admitted P&C form types, coverages, product lines, carriers, and state filing requirements.

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Search across public form categories, coverage terms, carriers, lines of business, and state filing requirements, then narrow by section or first letter.

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Endorsements

Spoilage coverage

Review spoilage coverage in admitted P&C endorsements and policies, including matching form records, product lines, common form names, and recent filings.

Commercial PropertyBusinessownersCommercial PackageCommercial Inland Marine

Endorsements

Trailer interchange coverage

Review trailer interchange coverage in admitted P&C endorsements, including matching form records, product lines, common form names, and recent filings.

Commercial AutoTruckersInland Marine

Endorsements

Utility services direct damage coverage

Compare how utility services direct damage forms address outages, covered property and overhead lines.

Commercial Inland MarineCommercial Property

Endorsements

Utility services time element coverage

Review utility services time element coverage in admitted P&C endorsements and policies, including matching form records, product lines, common form names, and recent filings.

Commercial PropertyCommercial PackageBusinessownersCommercial Inland Marine

Endorsements

Valuable papers and records coverage

Review valuable papers and records coverage in admitted P&C endorsements and policies, including matching form records, product lines, common form names, and recent filings.

Commercial Inland MarineCommercial PropertyCommercial PackageBusinessowners

Carrier

Vermont Mutual Group

Ranked #258 among insurance carriers by recent admitted P&C filing activity.

76 filings6 states3 companies+1.2% avg. rate increase

Exclusions

Water exclusion

Review water exclusion in admitted P&C endorsements and policies, including matching form records, product lines, common form names, and recent filings.

Commercial PropertyCommercial Inland MarineCommercial PackageHomeowners

Carrier

WR Berkley Corporation Group

Ranked #1 among insurance carriers by recent admitted P&C filing activity.

13,791 filings50 states22 companies+3.6% avg. rate increase