Exclusions

Failure to supply exclusion wording and examples

Failure to supply exclusions bar coverage for injury, damage, loss, cost, or expense arising from an insured's failure to supply utilities, energy, water, or similar services. These exclusions address injury or damage arising from inadequate supply of specified utilities or energy sources.

Coverage classification

Form type
Exclusions
Topics
Utilities

Compare Failure to supply exclusion forms

Failure to supply exclusion forms compared by Intent, When it applies, Exceptions
FormIntentWhen it appliesExceptions

LM General Insurance Company

Failure to Supply Exclusion

1G1540FR 07 23

Commercial General Liability

Excludes injury or damage arising from an insured’s complete or partial failure to supply specified utilities.Applies when failure results from inadequate procurement, production, processing or transmission to meet demand.Excepts failure resulting from sudden and accidental injury to specified tangible property.

Arch Insurance Company

Failure to Supply Exclusion - Specified Energy Sources - With Exception for Certain Sudden and Unexpected Physical Injury to Certain Tangible Property

00 CLU0109 00 06 23

Commercial Liability Umbrella

Excludes bodily injury, property damage and personal and advertising injury arising from failure to supply specified energy sources.Defines specified energy sources including gas, oil, water, electricity, steam and biofuel.The bodily injury and property damage exclusion has an exception for qualifying sudden, unexpected property injury.

Notable clauses

“This exclusion does not apply if the failure to supply results from the sudden and accidental injury to tangible property”

LM General Insurance Company · Failure to Supply Exclusion · 1G1540FR 07 23

Property damage exception. The exception is subject to further conditions on the property and its use.

““Personal and advertising injury” arising out of the failure of any insured to adequately supply”

Arch Insurance Company · Failure to Supply Exclusion - Specified Energy Sources - With Exception for Certain Sudden and Unexpected Physical Injury to Certain Tangible Property · 00 CLU0109 00 06 23

Coverage B. The separate Coverage B exclusion addresses personal and advertising injury arising from failure to supply specified energy sources.

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