Admitted P&C filing requirements by state

Enumerated special commercial risks are exempt from rate filing including excess or umbrella qualifying commercial business HPR aviation credit boiler/equipment breakdown inland marine and fidelity/surety.

Rates and policy forms for enumerated commercial special risks are exempt from filing. Covered classes include specified large or sophisticated risks and named coverages such as excess and umbrella D&O EPL aviation credit property boiler and machinery commercial inland marine fidelity surety crime and other listed risks.

Section 2301.0031 exempts specified commercial coverages including commercial surety and fidelity commercial inland marine boiler and machinery pollution kidnap and ransom political risk excess or umbrella D&O fiduciary EPLI professional and media liability product liability or recall commercial cyber highly protected property and non-NFIP commercial flood.

28 TAC § 5.5201 adds commercial categories exempt from both Chapter 2301 form filing and Chapter 2251 rate filing including commercial credit debt and GAP crime fidelity and surety financial guaranty glass farm crop hail rain employee-benefits liability liquor liability OCP railroad protective and commercial tuition withdrawal.

Section 33-20-4 exempts named commercial coverages from rate filing including surety and fidelity commercial inland marine boiler and machinery pollution kidnap and ransom political risk excess and umbrella D&O fiduciary EPLI professional liability other than medical malpractice media travel product liability and recall commercial cyber and highly protected property.