Coverage description
An Insurance Services Office (ISO) standard form. It excludes homeowners personal liability and medical payments coverage for bodily injury or property damage from direct physical contact with a dog listed in the schedule that an insured owns or cares for.
How the form has changed
The 03 22 edition shortens the title and updates the form date. The exclusion wording is the same as 05 11.
Editions
Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.
| Edition | Filings | Companies | States | Filed |
|---|---|---|---|---|
| 03 22Mar 2022Latest | 51 | 7 | 39 | Jan 2022 to Jul 2026 |
| 05 11May 2011 | 17 | 9 | 14 | Jan 2022 to Apr 2026 |
1 other edition date appears in one or two filings each, often carrier-specific versions: 11 23.
Where filings record what this form replaced, they name other forms 3342, HO 7905, SF-342. Only some filings record replacements.
What the filings show
- Edition in use: in the past 12 months, 3 companies filed the 03 22 edition and 2 companies filed 05 11.
- HO 04 10 (Additional Interests - Residence Premises) is filed alongside it most often, in 66 of the same filings (96%).
Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Jul 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.
Carriers filing this form
The 10 carrier groups with the most filings that include HO 24 77, out of 13 in total.
| Carrier | Filings | States | Editions, most filed first | Last filed |
|---|---|---|---|---|
| Armed Forces Insurance Exchange | 31 | 31 | 03 2211 23 | May 14, 2026 |
| Acuity, A Mutual Insurance Company | 8 | 8 | 03 22 | Jul 2, 2026 |
| Insurance Services Office, Inc.Advisory Organization | 8 | 8 | 03 22 | Dec 4, 2024 |
| Encova Mutual Insurance Group4 group companies filed it, led by Motorists Mutual Insurance Company and Iowa Mutual Insurance Company | 7 | 7 | 05 11 | Apr 24, 2023 |
| Assurant Incorporated GroupAmerican Bankers Insurance Company of Florida | 6 | 6 | 05 11 | Jan 25, 2024 |
| NEW London Cnty GroupNew London County Mutual Insurance Co. | 2 | 2 | 03 22 | Apr 17, 2026 |
| ACP Insurance Mgmt LLC GroupAccelerant National Insurance Company | 1 | 1 | 05 11 | Apr 7, 2026 |
| Hawaii Insurance Bureau, Inc. | 1 | 1 | 03 22 | Nov 6, 2023 |
| Property Insurance Association of Louisiana | 1 | 1 | 03 22 | Aug 19, 2024 |
| THE Hanover Insurance GroupMassachusetts Bay Insurance Company | 1 | 1 | 05 11 | Feb 3, 2026 |
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States
Number of filings that include HO 24 77 in each state, Oct 2021 to Jul 2026. Darker states have more filings.
Often filed with
Standard-style form numbers that appear in the same filings most often.
- HO 04 10Additional Interests - Residence Premises66 filings
- HO 04 41Additional Insured - Residence Premises62 filings
- HO 04 40Structures Rented to Others - Residence Premises61 filings
- HO 24 71Designated Business Pursuits Liability Coverage61 filings
- HO 00 03Homeowners 3 - Special Form60 filings
- HO 04 12Increased Limits on Business Property58 filings
- HO 04 92Specific Structures Away From the Residence Premises - Actual Cash Value Loss Settlement58 filings
- HO 24 70Additional Residence Rented to Others 1,2,3 or 4 Families58 filings
- HO 04 48Other Structures on the Residence Premises - Increased Limits57 filings
- HO 04 65Coverage C Increased Special Limits of Liability57 filings
Recent filings
Latest filings that include this form number. Filed copies open in FilingFocus.
| Submitted | Company | State | Editions | Tracking number |
|---|---|---|---|---|
| Jul 2, 2026 | Acuity, A Mutual Insurance Company | IL | 03 22 | ACUT-134943551 |
| Jun 24, 2026 | Acuity, A Mutual Insurance Company | IN | 03 22 | ACUT-134949931 |
| Jun 10, 2026 | Acuity, A Mutual Insurance Company | AZ | 03 22 | ACUT-134943550 |
| Jun 10, 2026 | Acuity, A Mutual Insurance Company | WI | 03 22 | ACUT-134943553 |
| Jun 9, 2026 | Acuity, A Mutual Insurance Company | IA | 03 22 | ACUT-134943552 |
| Jun 9, 2026 | Acuity, A Mutual Insurance Company | KS | 03 22 | ACUT-134949932 |
| Jun 9, 2026 | Acuity, A Mutual Insurance Company | MO | 03 22 | ACUT-134949934 |
| Jun 3, 2026 | Acuity, A Mutual Insurance Company | TN | 03 22 | ACUT-134949935 |
| May 14, 2026 | Armed Forces Insurance Exchange | MO | 03 22 | ARMD-134865546 |
| Apr 17, 2026 | New London County Mutual Insurance Co. | RI | 03 22 | NLCC-134891646 |
| Apr 7, 2026 | Accelerant National Insurance Company | WA | 05 11 | SPRO-G134894244 |
| Mar 23, 2026 | Armed Forces Insurance Exchange | AR | 03 22 | ARMD-134879857 |
Most filed ISO HO forms
- HO 00 03 Homeowners 3 Special Form
- HO 04 90 Personal Property Replacement Cost Loss Settlement
- HO 04 10 Additional Interests - Residence Premises
- HO 04 41 Additional Insured - Residence Premises
- HO 04 48 Other Structures on the Residence Premises - Increased Limits
- HO 04 16 Premises Alarm Water Leak Detection or Fire Protection System
- HO 04 98 Refrigerated Property Coverage
- HO 04 35 Supplemental Loss Assessment Coverage
- HO 04 77 Ordinance or Law Increased Amount of Coverage
- HO 00 06 Homeowners 6 - Unit- Owners Form
- HO 24 13 Incidental Low Power Recreational Motor Vehicle Liability Coverage Endorsement
- HO 04 40 Structures Rented to Others - Residence Premises
See more carrier forms
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