Coverage description
An Insurance Services Office (ISO) standard form. It defines the residence premises for a unit-owners policy as the unit where you live on the policy inception date and that is shown in the declarations.
How the form has changed
The 03 22 edition renumbers the definition it replaces. The coverage wording is the same as 10 15.
Editions
Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.
| Edition | Filings | Companies | States | Filed |
|---|---|---|---|---|
| 03 22Mar 2022Latest | 50 | 9 | 26 | May 2022 to Jul 2026 |
| 10 15Oct 2015 | 19 | 9 | 15 | Nov 2021 to Oct 2026 |
2 other edition dates appear in one or two filings each, often carrier-specific versions: 02 24, 07 23.
What the filings show
- Edition in use: in the past 12 months, 6 companies filed the 03 22 edition and 3 companies filed 10 15.
- HO 04 16 (Premises Alarm Water Leak Detection or Fire Protection System) is filed alongside it most often, in 55 of the same filings (76%).
Filed under
Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Oct 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.
Carriers filing this form
The 10 carrier groups with the most filings that include HO 17 48, out of 15 in total.
| Carrier | Filings | States | Editions, most filed first | Last filed |
|---|---|---|---|---|
| Assurant Incorporated Group2 group companies filed it, led by American Bankers Insurance Company of Florida and American Security Insurance Company | 34 | 21 | 03 2210 15 | Oct 14, 2026 |
| Acuity, A Mutual Insurance Company | 8 | 8 | 03 22 | Jul 2, 2026 |
| Insurance Services Office, Inc.Advisory Organization | 8 | 8 | 03 22 | Dec 4, 2024 |
| Berkshire Hathaway Group2 group companies filed it, led by United States Liability Insurance Company and Mount Vernon Fire Insurance Company | 5 | 5 | 10 15 | Nov 1, 2022 |
| NEW London Cnty Group3 group companies filed it, led by New London County Mutual Insurance Co. and Danbury Insurance Company | 3 | 3 | 03 22 | Apr 17, 2026 |
| American Association of Insurance ServicesAdvisory Organization | 2 | 1 | 02 2407 23 | May 16, 2024 |
| Midwest Family GroupMidwest Family Mutual Insurance Company | 2 | 2 | 10 15 | Jul 25, 2022 |
| Southern Trust Insurance Company | 2 | 2 | 10 15 | May 3, 2024 |
| Utica GroupUtica Mutual Insurance Company | 2 | 2 | 03 22 | Dec 5, 2023 |
| ACP Insurance Mgmt LLC GroupAccelerant National Insurance Company | 1 | 1 | 10 15 | Apr 7, 2026 |
See more forms
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States
Number of filings that include HO 17 48 in each state, Oct 2021 to Oct 2026. Darker states have more filings.
Often filed with
Standard-style form numbers that appear in the same filings most often.
- HO 04 16Premises Alarm Water Leak Detection or Fire Protection System55 filings
- HO 04 98Refrigerated Property Coverage54 filings
- HO 04 90Personal Property Replacement Cost Loss Settlement51 filings
- HO 17 33Unit-Owners Rental To Others47 filings
- HO 04 41Additional Insured - Residence Premises45 filings
- HO 00 06Homeowners 6 - Unit- Owners Form44 filings
- HO 04 10Additional Interests - Residence Premises44 filings
- HO 04 35Supplemental Loss Assessment Coverage42 filings
- HO 06 48Residence Premises Definition42 filings
- HO 00 03Homeowners 3 Special Form40 filings
Recent filings
Latest filings that include this form number. Filed copies open in FilingFocus.
| Submitted | Company | State | Editions | Tracking number |
|---|---|---|---|---|
| Oct 14, 2026 | American Bankers Insurance Company of Florida | MD | 10 15 | ASPX-135123185 |
| Aug 14, 2026 | Builder Reciprocal Insurance Exchange | NM | 10 15 | BRIE-135052376 |
| Jul 2, 2026 | Acuity, A Mutual Insurance Company | IL | 03 22 | ACUT-134943551 |
| Jul 2, 2026 | American Bankers Insurance Company of Florida | HI | 03 22 | ASPX-135000706 |
| Jun 24, 2026 | Acuity, A Mutual Insurance Company | IN | 03 22 | ACUT-134949931 |
| Jun 10, 2026 | Acuity, A Mutual Insurance Company | AZ | 03 22 | ACUT-134943550 |
| Jun 10, 2026 | Acuity, A Mutual Insurance Company | WI | 03 22 | ACUT-134943553 |
| Jun 9, 2026 | Acuity, A Mutual Insurance Company | IA | 03 22 | ACUT-134943552 |
| Jun 9, 2026 | Acuity, A Mutual Insurance Company | KS | 03 22 | ACUT-134949932 |
| Jun 9, 2026 | Acuity, A Mutual Insurance Company | MO | 03 22 | ACUT-134949934 |
| Jun 3, 2026 | Acuity, A Mutual Insurance Company | TN | 03 22 | ACUT-134949935 |
| May 21, 2026 | American Bankers Insurance Company of Florida | CT | 03 22 | ASPX-134953144 |
Most filed ISO HO forms
- HO 00 03 Homeowners 3 Special Form
- HO 04 90 Personal Property Replacement Cost Loss Settlement
- HO 04 10 Additional Interests - Residence Premises
- HO 04 41 Additional Insured - Residence Premises
- HO 04 48 Other Structures on the Residence Premises - Increased Limits
- HO 04 16 Premises Alarm Water Leak Detection or Fire Protection System
- HO 04 98 Refrigerated Property Coverage
- HO 04 35 Supplemental Loss Assessment Coverage
- HO 04 77 Ordinance or Law Increased Amount of Coverage
- HO 00 06 Homeowners 6 - Unit- Owners Form
- HO 24 13 Incidental Low Power Recreational Motor Vehicle Liability Coverage Endorsement
- HO 04 40 Structures Rented to Others - Residence Premises
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