Endorsements

Pesticide or herbicide applicator coverage wording and examples

Applicator endorsements can modify pollution exclusions for specified pesticide or herbicide operations. The examples address scheduled operations in different liability coverage contexts.

Coverage classification

Form type
Endorsements

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Pesticide or herbicide applicator coverage forms compared by Intent, Policy context, Conditions
FormIntentPolicy contextConditions

Spinnaker Insurance Company

Pesticide or Herbicide Applicator Coverage

AU 9003 07 10

Farm Commercial Umbrella and Agricultural Commercial Excess

Adds an exception to specified exclusions for scheduled operations.Applies when the policy includes specified farm or agribusiness umbrella or agricultural excess coverage forms.Scheduled operations must meet legal and licensing standards; the form follows underlying coverage subject to its terms.

Goodville Mutual Casualty Company

Pesticide or Herbicide Applicator Coverage

GL 0891 07 13

Commercial General Liability

Adds an exception to specified pollution exclusion wording for scheduled operations.Addresses specified bodily injury or property damage arising from pollutant releases at covered work locations.Scheduled operations must meet applicable statutory, regulatory and licensing standards.

Notable clauses

“coverage will follow the terms, limitations, and exclusions of the "underlying insurance"”

Spinnaker Insurance Company · Pesticide or Herbicide Applicator Coverage · AU 9003 07 10

Underlying insurance. The exception depends on the underlying insurance as described in the endorsement.

“do not apply with respect to the operations designated in the Schedule above”

Goodville Mutual Casualty Company · Pesticide or Herbicide Applicator Coverage · GL 0891 07 13

Scheduled operations. The exception is conditioned on those operations meeting applicable governmental standards and licensing requirements.

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