Employee dishonesty coverage wording and examples

Compare Employee dishonesty coverage forms

Employee dishonesty coverage forms compared by Intent, Conduct and property, Notable conditions
Form	Intent	Conduct and property	Notable conditions
AmGUARD Insurance Company Employee Dishonesty Coverage GL E090 CW 06 25 Commercial General Liability	Adds coverage for direct loss of or damage to money, securities and other property from employee theft.	The theft must involve intent to cause loss and obtain a financial benefit as described in the form.	Excludes certain prior employee acts learned of before the policy period. The limit is scheduled.
Starr Indemnity and Liability Company Employee Dishonesty Coverage - Excludes ERISA Coverage - Alaska AP 30 20 01 23 AK Commercial Property	Adds a property coverage extension for direct loss from employee dishonest acts.	The act must meet the form’s manifest-intent requirements to cause loss and obtain a financial benefit.	Includes specified loss at a client’s premises and temporary time outside the coverage territory, subject to the form’s conditions.

“whether identified or not, acting alone or in collusion with other persons”

AmGUARD Insurance Company · Employee Dishonesty Coverage · GL E090 CW 06 25

Employee theft. The form addresses employee theft whether the employee is identified and whether others participate.

“while temporarily outside the Coverage Territory for a period of not more than 90 days”

Starr Indemnity and Liability Company · Employee Dishonesty Coverage - Excludes ERISA Coverage - Alaska · AP 30 20 01 23 AK

Outside the territory. The extension addresses qualifying covered property loss outside the territory for this limited period.

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