Exclusions

Corporal punishment exclusion wording and examples

Corporal punishment provisions can limit coverage for specified injury arising from corporal punishment. Forms can exclude corporal punishment or condition umbrella treatment on underlying insurance.

Coverage classification

Form type
Exclusions

Compare Corporal punishment exclusion forms

Corporal punishment exclusion forms compared by Intent, Affected coverage, Qualifications
FormIntentAffected coverageQualifications

Spinnaker Insurance Company

Exclusion - Corporal Punishment

AU 3011 07 10

Farm Commercial Umbrella and Agricultural Commercial Excess

Adds exclusions addressing specified injury or damage from corporal punishment administered by or at an insured’s direction.Addresses bodily injury, property damage and personal and advertising injury in the stated umbrella or excess forms.The agricultural commercial excess wording excepts the insured’s personal activities.

Auto-Owners Insurance Company

Corporal Punishment Following Form

66224 (6-21)

Executive Umbrella

Limits personal injury coverage arising from corporal punishment administered by or at an insured’s direction.Requires the personal injury to be covered by scheduled underlying insurance at stated underlying limits.Also subjects that requirement to the maintenance of underlying insurance condition.

Notable clauses

“Except with respect to the "insured's" personal activities”

Spinnaker Insurance Company · Exclusion - Corporal Punishment · AU 3011 07 10

Personal activities. This qualification appears in the agricultural commercial excess wording.

“unless such personal injury is covered”

Auto-Owners Insurance Company · Corporal Punishment Following Form · 66224 (6-21)

Underlying insurance. The form requires coverage under scheduled underlying insurance at the stated limits, subject to its maintenance condition.

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