Insurance carrier
Homeowners of America Insurance Company
Currently ranked #245 by filing activity. Activity below is based on admitted P&C product filings from Sep 30, 2025 to Sep 30, 2026.
Rank
#245
Top 500 carrier
Filings
75
09/30/25 to 09/30/26
Companies
1
States
20
State footprint
Latest
Sep 15, 2026
Avg rate increase -5.1%
flow
Tracked Filing Volume
where filings move
State Activity
rate impact
Reported Rate Impact
Filings
18
Companies
1
Avg Impact
-5.1%
Max Increase
+8.2%
Max Decrease
-27.8%
Reported rate impact by state
-27.8% to -9.3%-9.3% to -6.0%-6.0% to +0.3%+0.3% to +8.2%
Rate impact filingsShowing up to 18 filings
01/30/26Homeowners of America Insurance CompanyIAIowa Homeowners ProgramRate/Rule+8.2%+10.0%
10/17/25Homeowners of America Insurance CompanyILIllinois Homeowners ProgramRate/Rule+4.3%+30.0%
12/12/25Homeowners of America Insurance CompanyVAVirginia Homeowners ProgramRate/Rule+0.3%+39.9%
11/12/25Homeowners of America Insurance CompanyIAIowa Homeowners ProgramRate/Rule+0.3%+2.0%
07/23/26Homeowners of America Insurance CompanyTXTexas Homeowners ProgramRate/Rule-0.2%0.0%
12/02/25Homeowners of America Insurance CompanyTXTexas Homeowners ProgramRate/Rule-0.3%+2.9%
08/06/26Homeowners of America Insurance CompanyAZArizona Homeowners ProgramRate/Rule-2.6%0.0%
05/05/26Homeowners of America Insurance CompanyTXTexas Homeowners ProgramRate/Rule-3.0%0.0%
06/03/26Homeowners of America Insurance CompanyTXTexas Homeowners ProgramRate/Rule-4.9%+33.8%
08/18/26Homeowners of America Insurance CompanyINIndiana Homeowners ProgramRate/Rule-5.4%0.0%
08/10/26Homeowners of America Insurance CompanyTNTennessee Homeowners ProgramRate/Rule-6.0%+14.1%
03/24/26Homeowners of America Insurance CompanyTNTennessee Homeowners ProgramRate/Rule-6.5%-1.7%
12/31/25Homeowners of America Insurance CompanyAZArizona Homeowners ProgramRate/Rule-6.8%+7.9%
02/12/26Homeowners of America Insurance CompanyINIndiana Homeowners ProgramRate/Rule-9.3%0.0%
09/08/26Homeowners of America Insurance CompanyVAVirginia Homeowners ProgramRate/Rule-9.7%0.0%
04/08/26Homeowners of America Insurance CompanyAZArizona Homeowners ProgramRate/Rule-10.1%+488.2%
07/08/26Homeowners of America Insurance CompanyVAVirginia Homeowners ProgramRate/Rule-12.1%+82.8%
07/21/26Homeowners of America Insurance CompanyMIMichigan Homeowners ProgramRate/Rule-27.8%-27.8%
product mix by company
Top 5 companies
Homeowners of America Insurance Company75 filings
Texas Homeowners Program21
Arizona Homeowners Program6
Indiana Homeowners Program4
Iowa Homeowners Program4
Texas Dwelling Fire Program4
live tape
Recent Documents
Forms
15 docs07/01/26Homeowners of America Insurance CompanyMOHA.MO.HDEC (0626) - Missouri Dec Page.pdfMissouri Homeowners Program
06/15/26Homeowners of America Insurance CompanyTXDeclarations Page Texas Homeowners Policy - Form HO-B Tenant.pdfTexas Tenant Program
06/15/26Homeowners of America Insurance CompanyTXDWELLING POLICY DECLARATIONS - FORM 1.pdfTexas Dwelling Fire Program
06/15/26Homeowners of America Insurance CompanyTXDWELLING POLICY DECLARATIONS - FORM 3.pdfTexas Dwelling Fire Program
06/15/26Homeowners of America Insurance CompanyTXHOMEOWNERS POLICY DECLARATIONS - FORM HO-B CONDOMINIUM.pdfTexas Condominium Program
04/08/26Homeowners of America Insurance CompanyAZHA.AZ.HO3SP (0326) - Special Provisions v3.pdfArizona Homeowners Program
04/08/26Homeowners of America Insurance CompanyAZHA.AZ.HAPP (0326) - Arizona HO Application v2.pdfArizona Homeowners Program
04/08/26Homeowners of America Insurance CompanyAZHA.AZ.HDEC (0326) - AZ HO Dec Page.pdfArizona Homeowners Program
03/06/26Homeowners of America Insurance CompanyUTHA.UT.HDEC 0226 - Utah Dec Page.pdfUtah Homeowners Program
03/06/26Homeowners of America Insurance CompanyUTHA.UT.HAPP (062026) - Utah HO Application.pdfUtah Homeowners Program
12/17/25Homeowners of America Insurance CompanyMIHA.HO.MI.WBFQ (0625) - WoodCoal Burning Facility Questionnaire - Tracked Changes.pdfMichigan Homeowners Program
12/17/25Homeowners of America Insurance CompanyMIHA.HO.MI.WBFQ (0625) - WoodCoal Burning Facility Questionnaire.pdfMichigan Homeowners Program
12/17/25Homeowners of America Insurance CompanyMIHA.MI.WBSIR (1022) Wood Burning Stove Inspection Report.pdfMichigan Homeowners Program
12/10/25Homeowners of America Insurance CompanyTXDWELLING POLICY DECLARATIONS - FORM 1.pdfTexas Dwelling Fire Program
12/10/25Homeowners of America Insurance CompanyTXDWELLING POLICY DECLARATIONS - FORM 3.pdfTexas Dwelling Fire Program
Rate/Rule
114 docs09/08/26Homeowners of America Insurance CompanyVAVA HO Rate Manual 11/2026Virginia Homeowners Program
09/08/26Homeowners of America Insurance CompanyVAVirginia Rating Algorithm 0826Virginia Homeowners Program
08/18/26Homeowners of America Insurance CompanyININ HO Rating Scheme - Rating AlgorithmIndiana Homeowners Program
08/18/26Homeowners of America Insurance CompanyININ_HO_Underwriting_Guidelines_08-2026Indiana Homeowners Program
08/18/26Homeowners of America Insurance CompanyINIndiana_Homeowners_Rate_Manual_08-2026Indiana Homeowners Program
08/10/26Homeowners of America Insurance CompanyTNTennessee HO Underwriting Guidelines 07-2026Tennessee Homeowners Program
08/10/26Homeowners of America Insurance CompanyTNTennessee HO Rating Scheme - Rating AlgorithmTennessee Homeowners Program
08/10/26Homeowners of America Insurance CompanyTNTennessee HO Rate Manual 07-2026Tennessee Homeowners Program
08/06/26Homeowners of America Insurance CompanyAZArizona HO Underwriting Guidelines 08-2026Arizona Homeowners Program
08/06/26Homeowners of America Insurance CompanyAZArizona HO Rate Manual 08-2026Arizona Homeowners Program
08/06/26Homeowners of America Insurance CompanyAZRating Scheme - AlgorithmArizona Homeowners Program
07/23/26Homeowners of America Insurance CompanyTXRating Scheme - Discounts and SurchargesTexas Homeowners Program
07/23/26Homeowners of America Insurance CompanyTXTEXAS HOMEOWNERS RATE MANUAL 07/2026Texas Homeowners Program
07/22/26Homeowners of America Insurance CompanyTXTEXAS HO-2 RATE MANUAL 07-2026Texas Homeowners Program
07/22/26Homeowners of America Insurance CompanyTXRating Scheme - Book Roll Transition FactorTexas Homeowners Program
07/21/26Homeowners of America Insurance CompanyMIMI Homeowners Rate Manual 06/2026Michigan Homeowners Program
07/21/26Homeowners of America Insurance CompanyMIMI Homeowners Rate Manual 06/2026Michigan Homeowners Program
07/21/26Homeowners of America Insurance CompanyMIMI Homeowners Underwriting Guidelines 06/2026Michigan Homeowners Program
07/21/26Homeowners of America Insurance CompanyMIMI Homeowners Underwriting Guidelines 06/2026Michigan Homeowners Program
07/08/26Homeowners of America Insurance CompanyVAVirginia Rating Algorithm 08.2026Virginia Homeowners Program
07/08/26Homeowners of America Insurance CompanyVAVA HO Rate Manual 08/2026Virginia Homeowners Program
07/08/26Homeowners of America Insurance CompanyVAVirginia Rating Scheme 01-2026 - Base RatesVirginia Homeowners Program
07/08/26Homeowners of America Insurance CompanyVAHO By Peril Rating Scheme - Premium RatesVirginia Homeowners Program
07/08/26Homeowners of America Insurance CompanyVAHO By Peril Rating Scheme - Discounts & SurchargesVirginia Homeowners Program
07/01/26Homeowners of America Insurance CompanyMOMO Rating Scheme - Rating AlgorithmMissouri Homeowners Program
07/01/26Homeowners of America Insurance CompanyMOMissouri HO Rate Manual 06-2026Missouri Homeowners Program
06/30/26Homeowners of America Insurance CompanyTXRating Scheme - Discounts and SurchargesTexas Homeowners Program
06/30/26Homeowners of America Insurance CompanyTXTEXAS HOMEOWNERS RATE MANUAL 07-2026Texas Homeowners Program
06/30/26Homeowners of America Insurance CompanyTXRating Scheme - Rating AlgorithmTexas Homeowners Program
06/08/26Homeowners of America Insurance CompanyMTMontana Homeowners Underwriting Guidelines 05-2026Montana Homeowners Program
06/08/26Homeowners of America Insurance CompanyMTMontana Homeowners Rate Manual 05-2026Montana Homeowners Program
06/05/26Homeowners of America Insurance CompanyOROregon HO Rate Manual 06-2026Oregon Homeowners Program
06/05/26Homeowners of America Insurance CompanyOROregon Homeowners Underwriting Guidelines 06-2026Oregon Homeowners Program
06/05/26Homeowners of America Insurance CompanyAZArizona HO Underwriting Guidelines 06-2026Arizona Homeowners Program
06/05/26Homeowners of America Insurance CompanyAZArizona HO Rate Manual 06-2026Arizona Homeowners Program
06/05/26Homeowners of America Insurance CompanyNVNevada Homeowners Underwriting Guidelines 06-2026Nevada Homeowners Program
06/05/26Homeowners of America Insurance CompanyNVNEVADA HOMEOWNERS RATE MANUAL 06-2026Nevada Homeowners Program
06/04/26Homeowners of America Insurance CompanyIAIowa Homeowners Rate Manual 07-2026Iowa Homeowners Program
06/03/26Homeowners of America Insurance CompanyTXRating Scheme - Rating AlgorithmTexas Homeowners Program
06/03/26Homeowners of America Insurance CompanyTXRating Scheme - Book Roll Transition FactorTexas Homeowners Program
06/03/26Homeowners of America Insurance CompanyTXRating Scheme - Discounts and SurchargesTexas Homeowners Program
06/03/26Homeowners of America Insurance CompanyTXTEXAS HOMEOWNERS RATE MANUAL 06-2026Texas Homeowners Program
06/02/26Homeowners of America Insurance CompanyINIndiana Homeowners Rate Manual 07-2026Indiana Homeowners Program
06/02/26Homeowners of America Insurance CompanyINIndiana Homeowners Underwriting Guidelines 07-2026Indiana Homeowners Program
05/05/26Homeowners of America Insurance CompanyTXRating Scheme - Discounts and SurchargesTexas Homeowners Program
05/05/26Homeowners of America Insurance CompanyTXTEXAS HOMEOWNERS RATE MANUAL 05-2026Texas Homeowners Program
04/28/26Homeowners of America Insurance CompanyTXTEXAS DWELLING FIRE RATE MANUAL 05-2026Texas Dwelling Fire Program
04/28/26Homeowners of America Insurance CompanyTXTX DF Rating Algorithm TDP3Texas Dwelling Fire Program
04/28/26Homeowners of America Insurance CompanyTXTX DF Rating Algorithm TDP1Texas Dwelling Fire Program
04/27/26Homeowners of America Insurance CompanyTXTX Condo Rate Manual 5-2026Texas Condominium Program
Supporting Documentation
333 docs09/15/26Homeowners of America Insurance CompanyTXFiling MemorandumTexas Homeowners Program
09/15/26Homeowners of America Insurance CompanyTXThird-party model information (Rate/Rule)Texas Homeowners Program
09/15/26Homeowners of America Insurance CompanyTXThird-party data information (Rate/Rule)Texas Homeowners Program
09/08/26Homeowners of America Insurance CompanyVAVA HO IndicationVirginia Homeowners Program
09/08/26Homeowners of America Insurance CompanyVAVA HO Rate Manual_RedlinedVirginia Homeowners Program
09/08/26Homeowners of America Insurance CompanyVAVirginia_Rating_Algorithm_RedlinedVirginia Homeowners Program
09/08/26Homeowners of America Insurance CompanyVABreakdown of Proposed Rate ChangeVirginia Homeowners Program
09/08/26Homeowners of America Insurance CompanyVAHistogramsVirginia Homeowners Program
09/08/26Homeowners of America Insurance CompanyVAFiling MemorandumVirginia Homeowners Program
09/08/26Homeowners of America Insurance CompanyVACapping Disruption ExhibitVirginia Homeowners Program
09/08/26Homeowners of America Insurance CompanyVACOF-1 Rate CertificationVirginia Homeowners Program
09/08/26Homeowners of America Insurance CompanyVARate Stabilization Certificate FormVirginia Homeowners Program
08/18/26Homeowners of America Insurance CompanyIN80 Filing Description/Cover Letter/NAIC TransmittalIndiana Homeowners Program
08/18/26Homeowners of America Insurance CompanyINTracked ChangesIndiana Homeowners Program
08/18/26Homeowners of America Insurance CompanyIN82 Actuarial SupportIndiana Homeowners Program
08/18/26Homeowners of America Insurance CompanyINTracked ChangesIndiana Homeowners Program
08/18/26Homeowners of America Insurance CompanyINTracked ChangesIndiana Homeowners Program
08/10/26Homeowners of America Insurance CompanyTNTN_HO_August_2026_Rate_Objection_1_Response_ExhibitTennessee Homeowners Program
08/10/26Homeowners of America Insurance CompanyTNRedlined AttachmentsTennessee Homeowners Program
08/10/26Homeowners of America Insurance CompanyTNFiling Description and Cover LetterTennessee Homeowners Program
08/10/26Homeowners of America Insurance CompanyTNRate/Rule Filing ChecklistTennessee Homeowners Program
08/10/26Homeowners of America Insurance CompanyTNInvestment IncomeTennessee Homeowners Program
08/10/26Homeowners of America Insurance CompanyTNRate Justification for Personal LinesTennessee Homeowners Program
08/10/26Homeowners of America Insurance CompanyTNRate Justification for Personal LinesTennessee Homeowners Program
08/10/26Homeowners of America Insurance CompanyTNRedlined AttachmentsTennessee Homeowners Program
08/10/26Homeowners of America Insurance CompanyTNRedlined AttachmentsTennessee Homeowners Program
08/10/26Homeowners of America Insurance CompanyTNFiling Fees For Property and CasualtyTennessee Homeowners Program
08/06/26Homeowners of America Insurance CompanyAZActuarial Supporting Exhibit Requirements - Article 4.1Arizona Homeowners Program
08/06/26Homeowners of America Insurance CompanyAZ4.0 Homeowners Rate/Rule ChecklistArizona Homeowners Program
08/06/26Homeowners of America Insurance CompanyAZPreferred_Carrier_Discount_Carrier_List_AZ_Updated_08-2026Arizona Homeowners Program
08/06/26Homeowners of America Insurance CompanyAZBook_Roll_Transition_FactorsArizona Homeowners Program
08/06/26Homeowners of America Insurance CompanyAZArizona HO Rate Manual Tracked ChangesArizona Homeowners Program
08/06/26Homeowners of America Insurance CompanyAZArizona UW Guide Tracked ChangesArizona Homeowners Program
08/06/26Homeowners of America Insurance CompanyAZActuarial Supporting Exhibit Requirements - Article 4.1Arizona Homeowners Program
08/06/26Homeowners of America Insurance CompanyAZRating Scheme - Algorithm - Tracked ChangesArizona Homeowners Program
08/06/26Homeowners of America Insurance CompanyAZActuarial Memorandum RequirementsArizona Homeowners Program
08/06/26Homeowners of America Insurance CompanyAZActuarial Supporting Exhibit Requirements - Article 4.1Arizona Homeowners Program
08/06/26Homeowners of America Insurance CompanyAZArizona_Rating_Supplement_08-2026_V2Arizona Homeowners Program
08/06/26Homeowners of America Insurance CompanyAZGeneral Filing Checklist and Instructions - All LinesArizona Homeowners Program
08/06/26Homeowners of America Insurance CompanyAZActuarial Supporting Exhibit Requirements - Article 4.1Arizona Homeowners Program
08/06/26Homeowners of America Insurance CompanyAZActuarial Supporting Exhibit Requirements - Article 4.1Arizona Homeowners Program
08/06/26Homeowners of America Insurance CompanyAZActuarial Supporting Exhibit Requirements - Article 4.1Arizona Homeowners Program
08/06/26Homeowners of America Insurance CompanyAZActuarial Supporting Exhibit Requirements - Article 4.1Arizona Homeowners Program
07/23/26Homeowners of America Insurance CompanyTXFiling MemorandumTexas Homeowners Program
07/23/26Homeowners of America Insurance CompanyTXExhibit CTexas Homeowners Program
07/23/26Homeowners of America Insurance CompanyTXDiscounts and Surchages - Tracked ChangesTexas Homeowners Program
07/23/26Homeowners of America Insurance CompanyTXFiling Memorandum (Rates/Rules)Texas Homeowners Program
07/23/26Homeowners of America Insurance CompanyTXTX HO Rate Manual RedlineTexas Homeowners Program
07/23/26Homeowners of America Insurance CompanyTXSupportTexas Homeowners Program
07/23/26Homeowners of America Insurance CompanyTXExhibit ATexas Homeowners Program