Insurance carrier
Bear River Mutual Insurance Company
Currently ranked #440 by filing activity. Activity below is based on admitted P&C product filings from Oct 21, 2025 to Oct 21, 2026.
Rank
#440
Top 500 carrier
Filings
22
10/21/25 to 10/21/26
Companies
1
States
1
State footprint
Latest
Oct 6, 2026
Avg rate increase -4.2%
flow
Tracked Filing Volume
where filings move
State Activity
rate impact
Reported Rate Impact
Filings
6
Companies
1
Avg Impact
-4.2%
Max Increase
+1.6%
Max Decrease
-10.0%
Reported rate impact by state
-10.0% to -10.0%-10.0% to -4.2%-4.2% to +1.6%+1.6% to +1.6%
Rate impact filingsShowing up to 6 filings
05/14/26Bear River Mutual Insurance CompanyUTDPRate/Rule+1.6%n/a
01/16/26Bear River Mutual Insurance CompanyUTPersonal AutoRate/Rule-0.8%n/a
08/27/26Bear River Mutual Insurance CompanyUTDPRate/Rule-1.6%n/a
07/29/26Bear River Mutual Insurance CompanyUTHomeownersRate/Rule-5.1%n/a
07/29/26Bear River Mutual Insurance CompanyUTPersonal AutoRate/Rule-9.1%n/a
11/12/25Bear River Mutual Insurance CompanyUTPersonal AutoRate/Rule-10.0%n/a
product mix by company
Top 5 companies
Bear River Mutual Insurance Company22 filings
Personal Auto11
DP4
Dwelling3
Homeowners3
Personal Umbrella1
live tape
Recent Documents
Forms
80 docs08/31/26Bear River Mutual Insurance CompanyUTIDCard0524.pdfPersonal Auto
08/31/26Bear River Mutual Insurance CompanyUTBRPADEC0124CarOwnerPolicyDeclarations.pdfPersonal Auto
08/31/26Bear River Mutual Insurance CompanyUTBRDLDEC0124PersonalUmbrellaLiabilityPolicyDeclarations.pdfPersonal Umbrella
08/31/26Bear River Mutual Insurance CompanyUTBRDLAP0124PersonalUmbrellaLiabilityPolicyApplication.pdfPersonal Umbrella
07/23/26Bear River Mutual Insurance CompanyUTBRPAP1190626UseOfAftermarketCrashPartsAdvisoryNoticeToPolicyholders.pdfPersonal Auto
03/09/26Bear River Mutual Insurance CompanyUTBRPA P 004 02 26 Advisory Notice To Policyholders.pdfPersonal Auto
03/09/26Bear River Mutual Insurance CompanyUTBRPA P 004 02 26 Advisory Notice To Policyholders Redline.pdfPersonal Auto
02/19/26Bear River Mutual Insurance CompanyUTBRDP APP 06 25 Dwelling Property Policy Application.pdfDwelling
02/19/26Bear River Mutual Insurance CompanyUTBRDP 06 95 11 23 Broadened Water Back-up And Sump Discharge Or Overflow Coverage.pdfDwelling
02/19/26Bear River Mutual Insurance CompanyUTF30022 1.2 Dwelling Property Insurance Application Redline.pdfDwelling
02/19/26Bear River Mutual Insurance CompanyUTDP 04 63 07 14 Loss Assessment Property Coverage Redline.pdfDwelling
02/19/26Bear River Mutual Insurance CompanyUTBRDP 04 71 11 23 Ordinance Or Law Increased Amount Of Coverage.pdfDwelling
02/19/26Bear River Mutual Insurance CompanyUTBRDP DEC 06 25 Dwelling Property Policy Declarations.pdfDwelling
02/19/26Bear River Mutual Insurance CompanyUTDL 24 14 12 02 Loss Assessment Liability Coverage Redline.pdfDwelling
02/19/26Bear River Mutual Insurance CompanyUTBRDP 06 69 11 23 Buried Utility Lines Coverage.pdfDwelling
02/19/26Bear River Mutual Insurance CompanyUTBRDP 04 20 11 23 Specified Additional Amount Of Insurance For Coverage A - Dwelling.pdfDwelling
02/19/26Bear River Mutual Insurance CompanyUTDP 04 95 07 14 Limited Water Back-up and Sump Discharge or Overflow Coverage Redline.pdfDwelling
02/19/26Bear River Mutual Insurance CompanyUTF30004 1.2 Dwelling Property Insurance Declarations Page Redline.pdfDwelling
02/19/26Bear River Mutual Insurance CompanyUTDP 04 71 12 02 Ordinance Or Law Increased Amount of Coverage Redline.pdfDwelling
02/19/26Bear River Mutual Insurance CompanyUTBRDL 24 14 11 23 Loss Assessment Liability Coverage.pdfDwelling
02/19/26Bear River Mutual Insurance CompanyUTBRDP 04 63 11 23 Loss Assessment Property Coverage.pdfDwelling
02/19/26Bear River Mutual Insurance CompanyUTBRHO 06 69 07 22 Buried Utility Lines Coverage Redline.pdfDwelling
02/19/26Bear River Mutual Insurance CompanyUTDL 24 71 12 02 Limited Fungi, Wet Or Dry Rot, Or Bacteria Coverage Redline.pdfDwelling
02/19/26Bear River Mutual Insurance CompanyUTDL 25 43 07 14 Special Provisions - Utah Redline.pdfDwelling
02/19/26Bear River Mutual Insurance CompanyUTDP 04 22 12 02 Limited Fungi, Wet Or Dry Rot, Or Bacteria Coverage Redline.pdfDwelling
02/19/26Bear River Mutual Insurance CompanyUTDL 24 11 07 14 Premises Liability Redline.pdfDwelling
02/19/26Bear River Mutual Insurance CompanyUTDP 17 66 07 14 Unit-Owners Coverage.pdfDwelling
02/19/26Bear River Mutual Insurance CompanyUTDP 01 43 02 25 Special Provisions - Utah Redline.pdfDwelling
02/19/26Bear River Mutual Insurance CompanyUTDL 24 01 07 14 Personal Liability.pdfDwelling
02/19/26Bear River Mutual Insurance CompanyUTBRDL 24 11 11 23 Premises Liability.pdfDwelling
02/19/26Bear River Mutual Insurance CompanyUTBRHO 06 46 06 25 Special Deductible For Windstorm Or Hail Losses To Roof Surfacing Redline.pdfDwelling
02/19/26Bear River Mutual Insurance CompanyUTBRDL 24 71 11 23 Limited Fungi, Wet Or Dry Rot, Or Bacteria Coverage.pdfDwelling
02/19/26Bear River Mutual Insurance CompanyUTBRDL 25 43 11 23 Special Provisions - Utah.pdfDwelling
02/19/26Bear River Mutual Insurance CompanyUTBRDP 04 22 11 23 Limited Fungi, Wet Or Dry Rot, Or Bacteria Coverage.pdfDwelling
02/19/26Bear River Mutual Insurance CompanyUTBRDP 01 43 11 23 Special Provisions - Utah.pdfDwelling
02/19/26Bear River Mutual Insurance CompanyUTBRDP P 081 06 25 Special Deductible For Windstorm Or Hail Losses To Roof Surfacing Advisory.pdfDwelling
02/19/26Bear River Mutual Insurance CompanyUTBRDP 06 46 06 25 Special Deductible For Windstorm Or Hail Losses To Roof Surfacing.pdfDwelling
02/19/26Bear River Mutual Insurance CompanyUTF30006.1.1 DP 04 65 12 02 Special Provisions - Condo.pdfDwelling
02/19/26Bear River Mutual Insurance CompanyUTF30003.1.1 DP 04 11 12 02 Insurance Increase for all.pdfDwelling
12/19/25Bear River Mutual Insurance CompanyUTBRHO 24 77 03 24 Limited Animal Liability Coverage.pdfHomeowners
12/19/25Bear River Mutual Insurance CompanyUTBRHO 24 77 03 24 Limited Animal Liability Coverage Redline.pdfHomeowners
12/19/25Bear River Mutual Insurance CompanyUTBRHO P 247 03 24 Limited Animal Advisory.pdfHomeowners
12/19/25Bear River Mutual Insurance CompanyUTBRHO 24 77 03 24 Limited Aniaml Liability Coverage ISO Redline.pdfHomeowners
12/19/25Bear River Mutual Insurance CompanyUTBRHO 24 77 07 22 Animal Liability Exclusion.pdfHomeowners
10/23/25Bear River Mutual Insurance CompanyUTBRHO 19 09 08 25 Mutual Policy Conditions.pdfHomeowners
10/23/25Bear River Mutual Insurance CompanyUTBRHO 19 09 08 25 Mutual Policy Conditions Redline.pdfHomeowners
10/23/25Bear River Mutual Insurance CompanyUTBRPA 43 33 05 24 Public Or Livery Conveyance Exclusion ISO Redline.pdfPersonal Auto
10/23/25Bear River Mutual Insurance CompanyUTBRPA 13 40 05 24 Named Driver Exclusion.pdfPersonal Auto
10/23/25Bear River Mutual Insurance CompanyUTBRPA 04 24 05 24 Uninsured Motorist Property Damage Coverage - Utah Redline.pdfPersonal Auto
10/23/25Bear River Mutual Insurance CompanyUTBRPA 13 40 05 24 Named Driver Exclusion Endorsement - Utah Redline.pdfPersonal Auto
Rate/Rule
54 docs10/06/26Bear River Mutual Insurance CompanyUTAuto-PBill-NB-09-06-2026-RB-09-06-2026Personal Auto
08/27/26Bear River Mutual Insurance CompanyUTDP Rates NB 08 01 2026 RB 08 10 2026DP
07/29/26Bear River Mutual Insurance CompanyUTAutoDAGMCFPkg06-30-2026Personal Auto
07/29/26Bear River Mutual Insurance CompanyUTAutoDAGMAFPkg06-30-2026Personal Auto
07/29/26Bear River Mutual Insurance CompanyUTAutoBR06-30-2026Personal Auto
07/29/26Bear River Mutual Insurance CompanyUTAutoDAGMCollYrs06-30-2026Personal Auto
07/29/26Bear River Mutual Insurance CompanyUTAutoPCF06-30-2026Personal Auto
07/29/26Bear River Mutual Insurance CompanyUTAutoPIS06-30-2026Personal Auto
07/29/26Bear River Mutual Insurance CompanyUTAutoNIAge06-30-2026Personal Auto
07/29/26Bear River Mutual Insurance CompanyUTAutoVMIs06-30-2026Personal Auto
07/29/26Bear River Mutual Insurance CompanyUTAutoPDVCnt06-30-2026Personal Auto
07/29/26Bear River Mutual Insurance CompanyUTAutoPTerr06-30-2026Personal Auto
07/29/26Bear River Mutual Insurance CompanyUTAutoZCap06-30-2026Personal Auto
07/29/26Bear River Mutual Insurance CompanyUTAutoDAGM06-30-2026Personal Auto
07/29/26Bear River Mutual Insurance CompanyUTHomePCF06-30-2026Homeowners
07/29/26Bear River Mutual Insurance CompanyUTHomeBR06-30-2026Homeowners
07/29/26Bear River Mutual Insurance CompanyUTHomeCap06-30-2026Homeowners
07/29/26Bear River Mutual Insurance CompanyUTHomeEDeliv06-30-2026Homeowners
07/29/26Bear River Mutual Insurance CompanyUTHomePIS06-30-2026Homeowners
05/14/26Bear River Mutual Insurance CompanyUTDP Rates NB 04 15 2026 RB 04 15 2026DP
03/06/26Bear River Mutual Insurance CompanyUTDP Rates NB 01 28 2026 RB 01 28 2026DP
02/23/26Bear River Mutual Insurance CompanyUTAuto DVGrp 03-03-2026Personal Auto
02/23/26Bear River Mutual Insurance CompanyUTAuto DSGrp1 03-03-2026Personal Auto
02/23/26Bear River Mutual Insurance CompanyUTAuto DAF 03-03-2026Personal Auto
02/23/26Bear River Mutual Insurance CompanyUTAuto BR 03-03-2026Personal Auto
02/23/26Bear River Mutual Insurance CompanyUTAuto NIAge 03-03-2026Personal Auto
02/23/26Bear River Mutual Insurance CompanyUTAuto DAGMCFPkg 03-03-2026Personal Auto
02/23/26Bear River Mutual Insurance CompanyUTAuto DSGrp2 03-03-2026Personal Auto
02/23/26Bear River Mutual Insurance CompanyUTAuto DAGMAFPkg 03-03-2026Personal Auto
02/23/26Bear River Mutual Insurance CompanyUTAuto DAGM 03-03-2026Personal Auto
02/23/26Bear River Mutual Insurance CompanyUTAuto DAGMCollYrs 03-03-2026Personal Auto
02/23/26Bear River Mutual Insurance CompanyUTAuto PBill 03-03-2026Personal Auto
01/16/26Bear River Mutual Insurance CompanyUTAuto PCF 02-10-2026Personal Auto
01/14/26Bear River Mutual Insurance CompanyUTAuto PDVCnt 02-02-2026Personal Auto
01/14/26Bear River Mutual Insurance CompanyUTAuto BR 02-02-2026Personal Auto
01/13/26Bear River Mutual Insurance CompanyUTAuto DMisc 12-15-2025Personal Auto
01/13/26Bear River Mutual Insurance CompanyUTAuto PCF 12-15-2025Personal Auto
01/13/26Bear River Mutual Insurance CompanyUTAuto Affinity 12-15-2025Personal Auto
01/13/26Bear River Mutual Insurance CompanyUTAuto VehMake 12-15-2025Personal Auto
01/13/26Bear River Mutual Insurance CompanyUTAuto PBill 12-15-2025Personal Auto
01/13/26Bear River Mutual Insurance CompanyUTAuto PIS 12-15-2025Personal Auto
01/13/26Bear River Mutual Insurance CompanyUTAuto PMisc 12-15-2025Personal Auto
01/13/26Bear River Mutual Insurance CompanyUTAuto NIAge 12-15-2025Personal Auto
01/13/26Bear River Mutual Insurance CompanyUTAuto PDVCnt 12-15-2025Personal Auto
01/13/26Bear River Mutual Insurance CompanyUTAuto VMisc 12-15-2025Personal Auto
01/13/26Bear River Mutual Insurance CompanyUTAuto PLLmt 12-15-2025Personal Auto
01/13/26Bear River Mutual Insurance CompanyUTAuto VAge 12-15-2025Personal Auto
01/13/26Bear River Mutual Insurance CompanyUTAuto EDeliv 12-15-2025Personal Auto
01/13/26Bear River Mutual Insurance CompanyUTAuto BR 12-15-2025Personal Auto
01/13/26Bear River Mutual Insurance CompanyUTAuto VLSym 12-15-2025Personal Auto
Supporting Documentation
52 docs10/06/26Bear River Mutual Insurance CompanyUTAuto-PBill-NB-09-06-2026-RB-09-06-2026-MarkupPersonal Auto
10/06/26Bear River Mutual Insurance CompanyUTFiling Memoranda, Exhibits & Documents (P)Personal Auto
10/06/26Bear River Mutual Insurance CompanyUTFiling Memoranda, Exhibits & Documents (P)Personal Auto
08/31/26Bear River Mutual Insurance CompanyUTFiling Memoranda, Exhibits & Documents (P)Personal Auto
08/31/26Bear River Mutual Insurance CompanyUTFiling Memoranda, Exhibits & Documents (P)Personal Umbrella
08/27/26Bear River Mutual Insurance CompanyUTFiling Memoranda, Exhibits & Documents (P)DP
08/27/26Bear River Mutual Insurance CompanyUTFiling Memoranda, Exhibits & Documents (P)DP
07/29/26Bear River Mutual Insurance CompanyUTFiling Memoranda, Exhibits & Documents (P)Personal Auto
07/29/26Bear River Mutual Insurance CompanyUTAutoMarkups06-30-2026Personal Auto
07/29/26Bear River Mutual Insurance CompanyUTFiling Memoranda, Exhibits & Documents (P)Personal Auto
07/29/26Bear River Mutual Insurance CompanyUTFiling Memoranda, Exhibits & Documents (P)Homeowners
07/29/26Bear River Mutual Insurance CompanyUTFiling Memoranda, Exhibits & Documents (P)Homeowners
07/29/26Bear River Mutual Insurance CompanyUTHomeMarkups06-30-2026Homeowners
07/23/26Bear River Mutual Insurance CompanyUTFiling Memoranda, Exhibits & Documents (P)Personal Auto
05/14/26Bear River Mutual Insurance CompanyUTFiling Memoranda, Exhibits & Documents (P)DP
05/14/26Bear River Mutual Insurance CompanyUTFiling Memoranda, Exhibits & Documents (P)DP
05/14/26Bear River Mutual Insurance CompanyUTFiling Memoranda, Exhibits & Documents (P)DP
03/09/26Bear River Mutual Insurance CompanyUTFiling Memoranda, Exhibits & Documents (P)Personal Auto
03/06/26Bear River Mutual Insurance CompanyUTFiling Memoranda, Exhibits & Documents (P)DP
02/26/26Bear River Mutual Insurance CompanyUTFiling Memoranda, Exhibits & Documents (P)DP
02/23/26Bear River Mutual Insurance CompanyUTFiling Memoranda, Exhibits & Documents (P)Personal Auto
02/23/26Bear River Mutual Insurance CompanyUTFiling Memoranda, Exhibits & Documents (P)Personal Auto
02/19/26Bear River Mutual Insurance CompanyUTFiling Memoranda, Exhibits & Documents (P)Dwelling
02/19/26Bear River Mutual Insurance CompanyUTFiling Memoranda, Exhibits & Documents (P)Dwelling
01/16/26Bear River Mutual Insurance CompanyUTFiling Memoranda, Exhibits & Documents (P)Personal Auto
01/16/26Bear River Mutual Insurance CompanyUTFiling Memoranda, Exhibits & Documents (P)Personal Auto
01/14/26Bear River Mutual Insurance CompanyUTFiling Memoranda, Exhibits & Documents (P)Personal Auto
01/14/26Bear River Mutual Insurance CompanyUTFiling Memoranda, Exhibits & Documents (P)Personal Auto
01/13/26Bear River Mutual Insurance CompanyUTComp/Comp 2 Rate Table MarkupsPersonal Auto
01/13/26Bear River Mutual Insurance CompanyUTComp/Comp 2 Rate Table MarkupsPersonal Auto
01/13/26Bear River Mutual Insurance CompanyUTComp/Comp 2 Rate Table MarkupsPersonal Auto
01/13/26Bear River Mutual Insurance CompanyUTComp/Comp 2 Rate Table MarkupsPersonal Auto
01/13/26Bear River Mutual Insurance CompanyUTComp/Comp 2 Rate Table MarkupsPersonal Auto
01/13/26Bear River Mutual Insurance CompanyUTComp/Comp 2 Rate Table MarkupsPersonal Auto
01/13/26Bear River Mutual Insurance CompanyUTComp/Comp 2 Rate Table MarkupsPersonal Auto
01/13/26Bear River Mutual Insurance CompanyUTFiling Memoranda, Exhibits & Documents (P)Personal Auto
01/13/26Bear River Mutual Insurance CompanyUTFiling Memoranda, Exhibits & Documents (P)Personal Auto
01/13/26Bear River Mutual Insurance CompanyUTComp/Comp 2 Rate Table MarkupsPersonal Auto
01/13/26Bear River Mutual Insurance CompanyUTComp/Comp 2 Rate Table MarkupsPersonal Auto
01/13/26Bear River Mutual Insurance CompanyUTComp/Comp 2 Rate Table MarkupsPersonal Auto
01/13/26Bear River Mutual Insurance CompanyUTComp/Comp 2 Rate Table MarkupsPersonal Auto
01/13/26Bear River Mutual Insurance CompanyUTComp/Comp 2 Rate Table MarkupsPersonal Auto
01/13/26Bear River Mutual Insurance CompanyUTComp/Comp 2 Rate Table MarkupsPersonal Auto
01/13/26Bear River Mutual Insurance CompanyUTComp/Comp 2 Rate Table MarkupsPersonal Auto
01/13/26Bear River Mutual Insurance CompanyUTComp/Comp 2 Rate Table MarkupsPersonal Auto
01/13/26Bear River Mutual Insurance CompanyUTComp/Comp 2 Rate Table MarkupsPersonal Auto
12/19/25Bear River Mutual Insurance CompanyUTFiling Memoranda, Exhibits & Documents (P)Homeowners
11/12/25Bear River Mutual Insurance CompanyUTFiling Memoranda, Exhibits & Documents (P)Personal Auto
11/12/25Bear River Mutual Insurance CompanyUTFiling Memoranda, Exhibits & Documents (P)Personal Auto
10/23/25Bear River Mutual Insurance CompanyUTFiling Memoranda, Exhibits & Documents (P)Homeowners