Endorsements

Employed lawyers coverage wording and examples

Employed lawyers coverage endorsements add or isolate coverage for legal services performed by employed lawyers, often with separate limits, retentions, or conditions. These endorsements can add coverage for claims arising from legal services provided by employed lawyers.

Coverage classification

Form type
Endorsements

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Fair American Insurance and Reinsurance Company

Employed Lawyers Coverage Endorsement

FA-PML-1559-A CW 03-2026

Private Management Liability

Adds employed lawyers coverage to the directors and officers liability coverage part.Addresses specified loss from a claim first made during the policy period or applicable extended reporting period.Uses a separate sublimit, retention and pending or prior date.

Philadelphia Indemnity Insurance Company

Employed Lawyers Coverage

PI-ESG-PDO-21 (01/26)

Directors and Officers Liability

Adds an employed lawyers insuring agreement to the directors and officers and organization liability coverage part.Covers qualifying employed lawyers claims first made during the policy period.Uses a specified sublimit and retention; excludes independent contractors from the employed lawyer definition.

Notable clauses

“the rendering of, or failure to render, professional legal services for the Insured Entity”

Fair American Insurance and Reinsurance Company · Employed Lawyers Coverage Endorsement · FA-PML-1559-A CW 03-2026

Covered services. The definition focuses on services provided for the insured entity in the lawyer’s employed capacity.

“Employed Lawyer shall not mean any Independent Contractor engaged by an Organization to provide legal services.”

Philadelphia Indemnity Insurance Company · Employed Lawyers Coverage · PI-ESG-PDO-21 (01/26)

Independent contractors. The form excludes independent contractors from its employed lawyer definition.

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