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Build a coverage grid of cyber war exclusion endorsements

Worked for 1m 12s · 2 steps

Searched the Forms database. Cyber war exclusions, last 12 months.

Read each endorsement in full. Pulled events and carve-backs.

The main coverage divide is whether a state-backed cyberattack must be tied to war or major national disruption, or whether any defined state cyber operation is excluded [1].

Issuer / formExcluded events
Carrier ACY 21 08 (03/25)War Exclusion Amendatory, p.1War; state cyber operations as part of war; or operations causing major national disruption.
Carrier BCBR-E 114 (11/24)Amend War Exclusion Endorsement, p.1War; acts furthering or supporting war; or cyber operations leading to a war declaration or sanctions within 120 days.
Carrier CNP 70 44 (02/26)War and Hostile Acts Exclusion, p.1Armed military conflict using physical force between states. No separate state-cyber-operation trigger.
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Reinsurance Association of America
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